Healing communities, one bill at a time.
Who has medical debt?
Medical debt disproportionately burdens Black and Hispanic communities in the United States due to various systemic factors. These communities often face barriers to accessing quality healthcare, including lower rates of health insurance coverage and reduced access to healthcare facilities in their neighborhoods. Additionally, racial and ethnic minorities are more likely to experience chronic health conditions and face discrimination within the healthcare system, leading to higher medical expenses.
(U.S. Census Bureau. (2023, June 7). 19% of U.S. households could not afford to pay for medical care right away. Census.gov.)
Discover how we're standing up against the unfair burden of medical bills, which force so many families into bankruptcy.
Our mission is to alleviate the financial burden of medical debt for individuals and families, ensuring access to quality healthcare without the fear of bankruptcy.
How can we help?
We purchase bundled debt from collections agencies and completely forgive it, informing individuals across the nation that their debt is erased, without any obligations attached. Through this, we can eliminate debt at a fraction of its original value, offering relief to those burdened by medical expenses.
Why do we help?
Medical debt damages credit scores, compromising access to housing, transportation, and employment for 7 years after debt collections begin. Furthermore, stress associated with aggressive debt collection practices like threatening legal action, garnishing wages, and property liens, can negatively affect patient outcomes.
“$88 billion of outstanding medical bills are currently in collections – affecting one in five Americans.”
— Consumer Financial Protection Bureau
Make a donation.
We are dedicated to providing hope and support to individuals and families burdened by overwhelming medical debt. Our mission is simple yet profound: to alleviate the financial strain caused by medical expenses and ensure that everyone has access to the care they need without the fear of financial ruin. Through strategic negotiation and settlement, we work tirelessly to reduce and eliminate medical debts, offering a lifeline to those facing financial hardship due to illness or injury. With your support, we can continue our vital work and make a real difference in the lives of those in need. Join us in our mission and help us build a healthier, more equitable future for all.
